Figure 1-1. Computer Room
Image courtesy of www.Wikipedia.org

Does income you don’t have to work for sound interesting?  Because if it does, here’s a story that might interest you.  It’s about stocks that pay you to own them, called dividend stocks.  And anyone can buy them if they want.  And get paid, too.

So this is the story about how I discovered them, many decades ago, at the young age of 20.  It’s a true story just as described.  And I can still feel the sense of wonder as I write this now.  So here’s what happened…

As I walked out of the bank’s computer room, blinking into the bright afternoon sunlight, my head was still spinning with the financial secret I had just learned.

I had seen how someone could receive big income and never have to work again.

My stunning revelation had begun early that Saturday morning, many years ago, in Springfield, Missouri.  As a young computer programmer at Union National Bank, I was working weekend overtime to test my computer program.  It printed quarterly dividend checks for stockholders of the bank.

I was surrounded by all of the massive hardware, printers and large mainframe computer with rows of blinking lights and control switches.  And I stared in disbelief at the $5335 check my program had printed ($32,000 in today’s dollars).

I couldn’t believe the size of the check, and felt sure I must have a program bug.  I flipped through the pile of checks my program had printed to mail to the bank’s stockholders.  Most were for $40, or $70, small amounts that I expected.  And here and there, a check for $500, or even a $1000.  But the $5335 check had set me on my heels.

It had to be a mistake, I thought.  So I grabbed my program listing and looked through my computer code for about an hour.  Finally, shaking my head in pure wonderment, I concluded my computer program looked fine, and the check it had printed was correct.

Then slowly, another thought began to creep into my consciousness.  Wow, I thought, this person never has to work.  They don’t have to work overtime on Saturdays like me.  They never have to work at all.  Because they get these big dividend checks every three months, forever.  These checks are just like paychecks to them.  So they are making $21,340 a year ($128,000 in today’s dollars).

And not working for them.

And that was my first, and rather jolting experience with the power of dividend checks.  That if people accumulated enough stocks that paid dividends, they would never have to work again.

But looking back on that fateful Saturday, I know today that I still didn’t fully appreciate the situation.  What I didn’t realize back then was that it got even better.

And that was because many dividend stocks INCREASED their dividend every year.  So their checks kept getting bigger.  Which was like getting an annual pay raise.  In other words, owning good dividend stocks was how you could get paychecks and raises – forever.

So you can understand my dazed mental condition as I left the bank that afternoon many years ago.  And those thoughts have stuck with me to this day.  Because this story really happened.

Not long ago I wrote a book about this, called Your Future Paychecks And Raises

And the idea of this true story is what this book is all about.

That is to say, how to begin building your paychecks and raises for the future – so you never have to work again.  Or at least enough to supplement your income.  That is the wonderful opportunity that dividend stocks open up to you.

Now, we won’t be starting off with $5335 dividend checks.  After all, the stockholder in our story had many shares they’d accumulated over the years.  Instead, we’ll start with much more modest amounts like $50 per quarter, because this is easily attainable.  And we’ll show you how you can build it up from there.

But doesn’t this idea of building your future paychecks and raises seem interesting?  Does that story make you feel excited?  And aren’t you just a little bit encouraged that an ordinary person can invest in dividend stocks like this, and start building their financial future one dividend stock at a time?

If you answered yes to any of those questions, then this book just might be the solution you’ve been looking for.

Because it will show you just what you need to know, to start investing in these dividend stocks.  And we will describe this for you in simple terms you already know, and with companies you are already familiar with.

No complicated theory here.  No mind-numbing blitz of technical buzzwords.  And we’ll use stocks whose products you use every day.  Like Apple, Microsoft, Clorox, AT&T and more.  And some you use but don’t even know it – like Sysco, for example (you probably eat their food, because they supply restaurants and grocery stores).

And we’ll describe the few specific steps you can take to get started.  So that by the end of this book, you will be able to buy your first dividend stock.

And you won’t have to wait around for long to see results either.  Because you can get your first dividend check in 30 to 90 days.

And be on your way to building your future paychecks and raises.

So if this interest you, you might want to check out Your Future Paychecks And Raises: Get Dividend Checks In Your Mailbox Paid To The Order of You!.  You can preview it for free right here.

To your health and prosperity – John